Key Benefits

  • Buildings, contents or combined cover options
  • Available for all types of properties and tenants
  • Landlords legal protection and rent guarantee cover
  • Property owners' liability up to £5,000,000

Landlord insurance

If you're renting out a property, it's important to make sure that you have adequate insurance in case anything goes wrong.

Your property portfolio is one of your most valuable assets. As a broker, Wesleyan Financial Services search a panel of leading landlord insurance providers for you. We find you the best policy tailored to meet your needs.

What's covered?

  • Malicious damage to buildings by tenants
    If the tenant intentionally causes damage to the property, such as smashed windows
  • Alternative accommodation or loss of rent
    If the property isn't fit to live in following an insured event such as a fire or flood
  • Repair or re-build your property
    Following an insured event such as a flood or fire
  • Accidental damage to underground services
    For which you are legally responsible for. This includes domestic oil pipes, water-supply pipes, gas pipes, underground sewers, drains and septic tanks
  • Theft or attempted theft
    Including broken windows and doors
  • Trace and Access Cover
    Covers the cost of locating the source of a leak and making the necessary repairs
  • Subsidence, heave or landslip
    On the site of your property
  • Public Liability, up to £5,000,000
    Covers costs and damages for bodily injury or damage to property caused by an accident on your property

Cover available may vary depending on insurance provider

What's not covered?

  • Wear and tear
    Such as worn carpets or damp formed over a period of time
  • Accidental damage or loss to contents
    That belong to your tenants
  • Cover for loss of rent
    To any property that was unoccupied immediately before the insured event,
    giving rise to a claim
  • Theft or attempted theft
    For money, certificates, documents or valuables

Limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary. Risk must be acceptable to underwriters at normal terms.