Thousands of renters could be evicted in June. Will the government protect them?

When the lockdown ends what will happen to tenants? Almost nine million households, more than a third of all families in Britain, rent from a private landlord, a council or a housing association. Because of coronavirus, many are now in financial need. Nearly two million claims for universal credit have been made since lockdown measures were announced in […]

Buy-To-Let Lenders Refresh Suite Of Products As Cost Of Landlord Borrowing Falls

New research from Property Master has found that the cost of buy-to-let mortgages has fallen year on year. Lenders are continuing their support for individual and limited company landlords in anticipation of a busy few months ahead. According to Property Master, five-year fixed rate buy-to-let mortgages for 65% loan-to-value (LTV) saw costs fall the most. Borrowers now save £48 […]

Tax Relief Changes Come Into Play In April – This Is What You Need To Know

Under new rules being phased in by April 2020, landlords will progressively lose valuable tax relief on their buy-to-let mortgage costs. We explain what the changes mean for you. What is buy-to-let mortgage interest tax relief? Since April 2017, the way landlords have to declare their rental income has started to change, meaning most will […]

The 2019-20 TLA Landlord Survey (TLALS)

Introduction and main findings The 2019-20 TLA Landlord Survey (TLALS) is a survey of landlords and letting agents who own and/or manage privately rented properties in England. The aim of the TLALS is to provide understanding of the characteristics and experiences of landlords and how they acquire, let, manage and maintain privately rented accommodation. Since […]

Uinsure receive 5star Defaqto rating

Uinsure has been awarded a Defaqto Five Star rating for the seventh consecutive year. The provider’s home insurance product has been given Defaqto’s highest possible rating since 2014, with its buy-to-let/landlord Insurance product having done the same since 2015. In addition to its Defaqto Five Star ratings, Uinsure has also received the same rating from […]

Is this a buy-to-let loophole? New mortgage means landlords can qualify with less rent WITHOUT locking in for a full five years

Landlords struggling to make the maths work on a new mortgage are being offered the chance to qualify for the easier rules a  five-year fixed rate delivers – but without locking in for that full period. Strict rules limiting the amount landlords could borrow on a buy-to-let mortgage came in almost two years ago, but […]